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Credit Policy Control Tester

BlueTarp Financial

BlueTarp Financial

Richmond, VA, USA
Posted on Saturday, June 22, 2024


West Creek 3 (12073), United States of America, Richmond, Virginia Credit Policy Control Tester

Consumer Credit Risk Management (CCRM) team is currently seeking a highly self-motivated, detail-oriented Credit Policy Tester to perform credit policy compliance control validation and transaction testing. This role is within the 2nd Line of defense performing oversight for credit risk management by supporting 2nd line credit policy compliance control assessments. The Credit Policy Tester will be responsible for executing risk-based credit policy control testing for the purpose of independently validating adherence to credit policy and credit intent rules.

The Credit Policy Tester will collaborate with Credit Policy Advisors, Data Analysts, and with the Lines of Business to strengthen credit risk processes.

This role requires core strengths in Results Focus, Problem Solving, Analytical Thinking, and Communication. The ideal candidate will have an understanding of fundamental credit concepts, a demonstrated ability to manage processes, as well as the ability to assess whether processes and controls are well-designed and effective. A commitment to collaboration and teamwork is required, while having a strong ability to influence as well as being detail-oriented and results-focused.


  • Assist in the planning and execution of credit policy control assessments

  • Execute transaction testing for credit policy requirements and credit intent in alignment with team methodology and procedures

  • Manage to testing schedules to ensure all tasks and reporting are completed within established timeframes

  • Obtain and analyze test data from multiple sources, following testing protocols and leveraging job aids as needed

  • Systematically retain documents that substantiates test results

  • Submit test results in the system of record

  • Assist in communicating results to business areas and Credit Risk Management leadership as needed

Basic Qualifications:

  • High School Diploma, GED or equivalent certification

  • At least 1 year of risk, or audit, or compliance experience

Preferred Qualifications:

  • At least 2 years of risk, or audit, or compliance experience

  • Proficiency with Google Suite

  • Experience in project coordination

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).